Can I transfer money on WeChat Pay to someone who doesn't have a bank account?

WeChat Pay requires users to link a bank account or a debit or credit card to their WeChat Wallet to top up their balance or make transactions. Therefore, if someone doesn't have a bank account, they won't be able to receive money through WeChat Pay directly.

However, there is a workaround to send money to someone without a bank account by using WeChat's "Fortune Bag" feature. Fortune Bag is a group game of chance where a group of friends can chip in a small amount of money, and a random participant will receive the total amount collected. Although not a direct solution for sending money to someone without a bank account, it can serve as a group collection method.

Keep in mind that WeChat's features and functionalities might change or vary depending on the region and updates from the developers. Always check the official WeChat resources or contact their support for the most accurate and up-to-date information.

If you want to help someone without a bank account access digital payments, you could guide them through the process of opening a bank account or using alternative digital payment services that don't require a bank account.