How do I prevent Facebook from auto-deducting funds from my VCC?

To prevent Facebook from automatically deducting funds from your Virtual Credit Card (VCC), you'll need to adjust the payment settings within Facebook Ads. Facebook typically charges automatically for ads based on your billing threshold or payment cycle, but there are ways to manage or control when payments are made. Here's how you can manage or prevent auto-deductions:

🛠� Steps to Prevent Facebook from Auto-Deducting Funds from Your VCC:
1. Set Up a Manual Payment Method:
Manual Payments allow you to add funds to your account in advance, rather than letting Facebook auto-deduct from your VCC.

Steps to Set Up Manual Payments:

Go to Facebook Ads Manager.

Click on the three horizontal lines (menu) in the top left corner, and select "Settings".

Choose "Payment Settings" from the list.

Under the "Payment Method" section, select "Manual Payments".

You can then add a balance in your Facebook Ads account to use for future campaigns.

Result: Facebook will only use the funds you've manually added, and will not automatically charge your VCC.

2. Set a Higher Billing Threshold:
Facebook uses a billing threshold, which is the amount of money you spend before Facebook charges your payment method. You can adjust the threshold to prevent Facebook from charging your VCC too frequently.

Steps to Adjust Billing Threshold:

Go to Facebook Ads Manager.

Navigate to Settings > Payment Settings.

Find the section for Billing Threshold and select "Increase Billing Threshold". This will delay auto-deductions, as Facebook will only charge your card when you hit the set threshold (instead of after each smaller ad spend).

Result: By increasing your threshold, Facebook will charge your VCC less frequently.

3. Switch to a Prepaid Method (if available):
Some VCC providers allow you to load the card with specific funds and limit the amount Facebook can charge. This ensures that Facebook will only deduct the funds you've preloaded onto the VCC.

Steps:

Choose a prepaid VCC that can be loaded with a fixed amount (similar to a prepaid debit card).

Add this prepaid VCC to your Facebook Ads account as the payment method.

Result: Facebook can only charge the card when there's a balance available, and once the funds are used up, no further deductions will be made until you reload the card.

4. Monitor Your Ads and Billing Activity:
If you want to avoid auto-deductions, you'll need to monitor your campaigns and spending actively.

Go to Billing History in your Ads Manager to track charges and ensure no unexpected auto-deductions happen.

Result: This allows you to keep track of how much you've spent and take action to prevent unwanted charges.

5. Disable or Pause Active Campaigns:
If you don't want Facebook to charge your VCC at all, you can pause or disable your active ad campaigns temporarily.

Steps to Pause Campaigns:

Go to Facebook Ads Manager.

Find your active campaigns and toggle them to "Paused" or "Off".

Result: No new charges will be applied to your VCC as long as your campaigns are paused.

6. Add a Backup Payment Method:
If your goal is to avoid auto-deductions from your VCC but still keep your ads running, you can add a backup payment method (e.g., a regular credit card, PayPal).

If the VCC doesn't have enough funds, Facebook will use the backup method for the payment.

Result: If your VCC is low or has a problem, Facebook can charge your backup method, but this allows you to maintain control over your main payment method.

7. Use Facebook Ads Credit or Prepaid Cards:
If you're using Facebook Ads Credits (often given through promotions or referral programs), these credits will cover your ad spend and prevent Facebook from charging your VCC until the credit balance runs out.

If Facebook offers prepaid cards for ad spend, these work similarly to adding a prepaid VCC, allowing you to limit the deductions to a fixed amount.

⚠️ Important Considerations:
Threshold Adjustments: Increasing your billing threshold might delay charges, but once you reach the threshold, Facebook will still auto-deduct the amount.

Manual Payment: With manual payments, you will have more control over when Facebook charges, but you need to ensure there's enough balance for your ads to run.

Monitor for Unintended Charges: Always keep track of your spending limits and billing activity to avoid unexpected charges.

Conclusion:
To prevent Facebook Ads from auto-deducting funds from your VCC, the best options are either to set up manual payments, adjust your billing threshold, or use a prepaid VCC to limit the amount Facebook can charge. These options give you control over when and how funds are deducted for your ad campaigns.