Are there transaction limits when using a VCC for Pinterest Ads?

When using a Virtual Credit Card (VCC) for Pinterest Ads, transaction limits are generally governed by the VCC issuer rather than Pinterest itself. Pinterest Ads doesn't impose specific transaction limits on VCCs, but there are a few factors to keep in mind regarding limits:

1. VCC Provider's Transaction Limits
Each VCC provider (like Revolut, Privacy, Wise, etc.) has its own policies regarding transaction limits. These limits could include:

Daily Spending Limit: Some VCCs have a daily spending cap, meaning you can only make transactions up to a certain amount in one day. If your Pinterest Ads budget exceeds this, the transaction may fail.

Single Transaction Limit: Some VCCs set a maximum allowable transaction amount per individual purchase. For example, if your VCC has a limit of $500 per transaction, and your Pinterest Ads campaign exceeds this, you may need to split payments or adjust your settings.

Monthly Spending Limit: Many VCC providers allow users to set a monthly spending limit, helping to control overall costs. If you hit this limit, your VCC will be declined until the next billing cycle.

2. Pinterest Ads Payment Process
While Pinterest Ads itself doesn't impose specific transaction limits on your VCC, it's important to consider how payments are processed:

Ad Spend Billing: Pinterest Ads bills you periodically (depending on your payment settings, such as daily, weekly, or when your spend reaches a certain threshold). If your VCC has a low limit, you might reach the transaction cap before Pinterest processes the full payment, which could cause your ads to pause or stop until the issue is resolved.

Campaign Budgeting: Ensure your Pinterest Ads campaign budget is in line with the transaction limits of your VCC. If your VCC has a low daily or single transaction limit, and you have a high campaign budget, you may want to adjust the budget to avoid failed payments.

3. How to Manage Transaction Limits for VCCs in Pinterest Ads
Check your VCC limits: Log into your VCC provider's app or website and check if there are any set transaction limits (daily, per transaction, or monthly).

Increase your limits: Some VCC providers allow you to increase your limits temporarily or permanently, so you can adjust these based on your expected ad spend.

Monitor your spending: Regularly monitor your Pinterest Ads spending and your VCC's transaction limits to ensure you don't hit the cap during an active campaign. Many VCC providers allow you to track spending in real-time.

Set a flexible campaign budget: If you're concerned about hitting a transaction limit, you can adjust your campaign budget or set it to lower daily limits so the total spend is spread out more evenly.

4. Alternative Solutions
If you find that the VCC's limits are too restrictive for your Pinterest Ads campaigns, you can:

Use a regular credit card or debit card: These cards may have higher or more flexible spending limits than VCCs.

Use multiple VCCs: If your VCC provider allows it, you can use multiple virtual cards for your Pinterest Ads account, spreading out your ad spend.

Conclusion:
There are no specific transaction limits set by Pinterest Ads for VCCs, but your VCC provider may impose limits on daily, per-transaction, or monthly spending. To avoid interruptions in your ad campaigns:

Check and adjust your VCC's limits with your provider.

Monitor your campaign budget to ensure your VCC's limits align with your ad spending needs.

Consider alternative payment methods if the VCC's limits are too restrictive.