Does Facebook Ads require address verification for VCC payments?

Does Facebook Ads Require Address Verification for VCC Payments?
Yes, Facebook Ads may require address verification when using a Virtual Credit Card (VCC), depending on your account status, spending history, and Facebook's fraud detection system.

🔹 When Does Facebook Require Address Verification for VCCs?
Facebook does not always require address verification, but it may in the following cases:

Situation   Does Facebook Require Address Verification?
New Facebook Ads account using a VCC   ✅ Likely required
Existing account with a history of successful payments   ❌ Usually not required
VCC billing address doesn't match the Facebook Ads country   ✅ High chance of verification
Multiple failed payments or declined transactions   ✅ Required
Frequent changes in payment methods   ✅ High chance of verification
Unusual login activity or account flagged for security review   ✅ Required
📌 If your VCC gets flagged, Facebook may request proof of billing details, including your address.

🔹 How Facebook Verifies Your Address for VCC Payments
Facebook uses Billing Address Verification (AVS) & Security Checks to validate payment methods.

1️⃣ Address Verification via Billing Information
Facebook cross-checks the billing address on your VCC with the address on your Facebook Ads account.

✅ Solution:

Ensure your VCC's billing address matches your Facebook Ads account country.
Use a VCC provider that allows setting a real billing address, like ExoCards.
📌 If your VCC has a random or mismatched billing address, Facebook may decline it.

2️⃣ Facebook Requests Proof of Address via Document Upload
If Facebook flags your VCC, they may ask you to submit documents for verification.

✅ Required Documents (if requested):

A screenshot of your VCC transaction history (showing the Facebook charge).
A billing statement from your VCC provider (if available).
A government-issued ID (if Facebook places your account under review).
📌 Upload these documents via Facebook Business Help.

3️⃣ Facebook Uses a Test Charge to Verify Your Payment Method
Facebook may place a small test charge ($1–$5) on your VCC to check if it's valid.

✅ How to Confirm the Test Charge:
1️⃣ Check your VCC provider's transaction history.
2️⃣ Look for a small charge from Facebook.
3️⃣ Enter the exact charge amount in Facebook's payment settings to confirm your VCC.

📌 If the test charge is declined, Facebook may request address verification.

🔹 How to Prevent Address Verification Issues
✔ Use a VCC with a billing address that matches your Facebook Ads account country.
✔ Avoid switching payment methods frequently.
✔ Use a stable IP address and device when managing ads.
✔ If Facebook requests address verification, upload the required documents.
✔ Choose a Facebook-compatible VCC provider like ExoCards.

📌 If your VCC gets flagged, you may need to verify your billing address before Facebook allows payments.