How do I switch from a VCC to a traditional credit card for YouTube Ads payments?

Switching from a Virtual Credit Card (VCC) to a traditional credit/debit card for your YouTube Ads (Google Ads) payments is simple, but you need to do it carefully to avoid service interruptions or payment issues.

Here's a step-by-step guide:

🔄 Step-by-Step: Switch to a Traditional Card in Google Ads
Log into Google Ads
Go to ads.google.com and log in.

Go to Billing Settings

In the left menu, click on "Billing" → "Settings" (or "Payment methods").

You'll see your current VCC listed here.

Add a New Credit/Debit Card

Click "Add payment method."

Enter your traditional card details:

Card number, expiry, CVV

Billing name and address (make sure they match your bank's records)

Click Save.

Set the New Card as Primary

After adding the traditional card, click "Set as primary" next to it.

This ensures all future charges go to the new card.

Remove the Old VCC (Optional)

Once the new card is confirmed and working, you can remove the old VCC to avoid confusion:

Click "Remove" next to the VCC (only after switching the primary method).

✅ Tips for a Smooth Transition
Ensure the new card supports international & recurring payments, especially if your billing country isn't the same as your physical location.

Avoid switching cards during a billing cycle or near a scheduled charge to prevent disruption.

Double-check billing address and country — Google Ads may reject cards if they don't align with your account's country settings.

⚠️ Common Pitfalls to Avoid
Issue   Cause   Fix
❌ Card not accepted   Card doesn't support international payments   Use a different card or call your bank
❌ Account suspended   Too many failed charges   Contact support to appeal
❌ New card not set as primary   Charges still go to old VCC   Manually set the new card as default