What is WhatsApp Payments?

WhatsApp Payments is a feature within the WhatsApp messaging app that enables users to send and receive money directly through the platform. It allows users to link their bank accounts to WhatsApp and make transactions seamlessly within chats. WhatsApp Payments leverages the Unified Payments Interface (UPI), a real-time payment system developed by the National Payments Corporation of India (NPCI), to facilitate transactions. This feature is particularly popular in India, where WhatsApp has a significant user base. It offers a convenient way for people to transfer money to friends, family, or businesses without needing to switch between different apps or services.