Can I transfer money on WeChat Pay without linking a bank account?

No, it's not possible to use WeChat Pay without linking a bank account or a credit card. WeChat Pay requires users to bind a funding source to their account before they can start transferring money or making payments. This is a security measure to ensure that all transactions are legitimate and can be traced if necessary.

To use WeChat Pay, you need to follow these steps:

1. Download and install the WeChat app on your smartphone.
2. Create a WeChat account and log in.
3. Go to the "Me" tab and tap on "WeChat Pay".
4. Follow the prompts to bind a bank account or a credit card to your WeChat Pay account.
5. Once your bank account or credit card is linked, you can start using WeChat Pay to transfer money or make payments.

It's important to note that WeChat Pay is only available in certain countries and regions, and the availability of features and funding sources may vary depending on your location. If you're having trouble linking a bank account or a credit card to your WeChat Pay account, you may want to contact WeChat support for assistance.