Can I transfer money using WeChat Pay if I only have a linked credit card?

No, you cannot transfer money using WeChat Pay if you only have a linked credit card. WeChat Pay requires a linked bank card to make money transfers. This is because WeChat Pay uses the bank account associated with your bank card to hold and transfer funds.

If you only have a credit card linked to your WeChat Pay account, you can still use it to make payments at merchants that accept WeChat Pay, but you will not be able to transfer money to other WeChat Pay users or withdraw funds from your account.

To link a bank card to your WeChat Pay account, follow these steps:

1. Open the WeChat app on your mobile device.
2. Tap on "Me" or your profile picture in the bottom right corner of the screen.
3. Tap on "WeChat Pay" to access your wallet.
4. Tap on the "..." icon in the top right corner of the screen.
5. Tap on "Cards" and then "Add a Card".
6. Follow the prompts to enter your bank card information and complete the verification process.

Once you have linked a bank card to your WeChat Pay account, you will be able to make money transfers and use other WeChat Pay features.