Can I transfer money on WeChat Pay without linking my bank account?

No, it's not possible to use WeChat Pay without linking a bank account or a credit card. WeChat Pay requires users to bind a funding source to their account before they can start transferring money or making payments. This is a security measure to ensure that all transactions are legitimate and can be traced if necessary.

To use WeChat Pay, you need to follow these steps:

1. Download and install the WeChat app on your smartphone.
2. Create a WeChat account and log in.
3. Go to the "Me" tab at the bottom of the screen and tap on "WeChat Pay."
4. Tap on "Cards" and then "Add a Card."
5. Enter your card information and follow the prompts to complete the verification process.
6. Once your card is verified, you can start using WeChat Pay to make payments and transfer money.

It's important to note that WeChat Pay is only available in certain countries and regions, and the availability of features and funding sources may vary depending on your location. Make sure to check WeChat's official website for the most up-to-date information.