How do I check if my VCC is eligible for Twitter Ads payments?

Great question — figuring out if your Virtual Credit Card (VCC) is eligible for Twitter Ads (X Ads) payments is a mix of trial, technical checks, and understanding what Twitter's payment system flags. Here's a full breakdown of how to check your VCC's eligibility:

✅ 1. Run a Pre-Authorization Test
Twitter (and most ad platforms) does a small pre-auth charge (usually $1–$2) to validate the card. You can check eligibility by:

Steps:
Go to Twitter Ads Dashboard → Billing → Add Payment Method

Add your VCC details (card number, expiry, CVV, billing address)

Hit Save

Outcome:
✅ If the charge goes through and the card is accepted → You're good to go.

❌ If you get an error like "Card declined", "Invalid card", or "Cannot authorize", the VCC isn't eligible.

You can also monitor this by checking the transaction log in your VCC provider's app (e.g. Wise, Revolut, Privacy, etc.)

🛠� 2. Check for These Card Features (Eligibility Checklist)
Feature   Required?   Why it matters
AVS Support (Billing Address Match)   ✅   Twitter checks for matching billing info
Recurring Billing Support   ✅   Twitter runs monthly charges or campaign spending holds
International Usage   ✅   Needed if your card and account are in different countries
3D Secure / Verified by Visa or Mastercard SecureCode   Optional   Helps with verification, sometimes required
Issuer Reputation   ✅   Unknown VCC providers often get auto-blocked
🌐 3. Use BIN Lookup Tools (Optional)
Each card has a BIN (Bank Identification Number) — the first 6 or 8 digits. You can look it up using tools like:

https://binlist.net/

https://bincheck.io/

Check for:

✅ Issuer = Recognized bank (not anonymous fintech or gift card issuer)

✅ Type = Credit/Debit, not "Prepaid gift"

✅ Country = Same as your account or major financial region (US/EU/UK)

⚠️ 4. Be Aware of Twitter's Risk Filters
Twitter flags cards that:

Come from blacklisted BINs (used for abuse/fraud)

Don't support merchant pre-auths

Are non-reloadable or anonymous

Come from regions known for card fraud

🔍 5. Still Not Sure? Run a $5–$10 Test Campaign
If the card is accepted but you're unsure whether charges will go through:

Launch a small campaign with a low daily budget

Monitor if Twitter starts spending and logs the charge

If the card fails after campaign launch, you'll know it passed initial verification but not billing stability, which is the next filter.

💡 Pro Tip:
If you're using VCCs for testing multiple accounts or scaling, try card services like:

Wise Business or Revolut Business → Issued by legit banks

Privacy.com (if US-based) → Merchant-locked cards

Payoneer VCCs → Accepted in many ad platforms