What is the minimum balance required on a VCC for Pinterest Ads approval?

Pinterest Ads does not have a specific minimum balance required on your Virtual Credit Card (VCC) for approval, but there are certain factors you need to consider to ensure your VCC is eligible for Pinterest Ads payments. While Pinterest itself doesn't explicitly state a minimum required balance, the key points to ensure approval are:

1. Sufficient Funds for the Campaign
Minimum Campaign Budget: Your VCC must have enough funds to cover your ad campaign budget, plus any applicable taxes or fees. For instance, if you're running a campaign with a $50 budget, the VCC should have at least $50 available.

Payment Processing Fees: Keep in mind that Pinterest may charge small processing fees or apply currency conversion fees if you're paying in a different currency. Make sure your VCC has enough funds to cover these potential extra costs.

2. Pre-Authorization Holds (Authorization Holds)
Pinterest may place pre-authorization holds on your VCC to verify that it's valid and has sufficient funds. These holds are typically small amounts (around $1 or more) that Pinterest uses to check your card's validity.

Ensure Sufficient Balance: Even if the actual campaign budget is low, ensure that your VCC has enough available balance to cover the pre-authorization amount as well.

3. Account Setup and Validity
VCC Validity: Your VCC must be valid (i.e., not expired) and linked correctly to your Pinterest Ads account.

Verified Payment Method: Pinterest will only approve the VCC as a payment method if it is recognized as a valid card. For this, the VCC should support online transactions, especially with platforms like Pinterest Ads.

4. Considerations for Small Campaigns
If you're running a smaller campaign, it's important to have at least a few dollars more than your set budget. A typical minimum balance of $10–$20 should be sufficient for smaller campaigns, taking into account the campaign amount and possible fees.

For larger campaigns, ensure your VCC balance is proportionate to your intended spend (e.g., if you're planning a $500 campaign, the VCC should have at least $500 or more).

5. VCC Provider Limits
Daily or Transaction Limits: Some VCC providers may have daily transaction limits or maximum spending limits. Be sure your VCC allows for enough transactions or has a sufficient limit for Pinterest Ads payments.

Prepaid Card Limits: If your VCC is a prepaid virtual card, it might have limits on how much you can load or spend daily. Check with your provider to ensure you can load enough funds onto the card to cover Pinterest Ads charges.

6. Automatic Payment Adjustments
If your VCC is linked to a PayPal account, Pinterest may use PayPal to process payments. PayPal will charge the full amount for the campaign, and the VCC needs to have sufficient funds to cover that charge. If the balance is insufficient, PayPal may attempt to use a backup funding source, but if there are no backup sources available, the payment may fail.

Conclusion:
While there is no explicit minimum balance stated by Pinterest Ads, your VCC should have enough funds to cover:

Your campaign budget,

Pre-authorization holds,

Any potential payment fees (like currency conversion or processing fees).

For most campaigns, having a balance of $10–$20 should suffice for smaller budgets, but for larger campaigns, ensure the VCC has at least the amount needed to cover the full campaign budget. Always check with your VCC provider to understand any limits or fees associated with your card to avoid payment issues.