What happens if I remove my VCC while my ad campaign is running?

If you remove your VCC while your Pinterest ad campaign is running, here's what typically happens:

🔻 1. Campaigns will pause or stop automatically
Pinterest needs an active, valid payment method to continue running ads.

If there's no backup payment method, your campaigns will pause until you add another card.

💳 2. Unpaid ad spend will still be charged
If your ads have already accrued costs before you removed the VCC, Pinterest will try to charge that card.

If the VCC is no longer active or can't be charged, Pinterest may:

Flag your account for billing issues

Send payment failure notifications

Eventually suspend your ad account if the balance isn't settled

⚠️ 3. Your account's billing health might be affected
Frequent payment failures or card removals without replacement can raise red flags in Pinterest's ad system.

This can impact account trust and future ad delivery or approval.

✅ What to do if you need to remove the VCC:
Add a new payment method first (even a temporary backup one).

Let Pinterest charge the outstanding balance before removing the VCC.

Monitor your Billing Summary to make sure your account stays in good standing.