Can I use a VCC for Pinterest Shopping Ads?

Using a Virtual Credit Card (VCC) for Pinterest Shopping Ads can work, but it depends on a few factors:

✅ What can work:
VCCs from major providers (e.g., Capital One, Revolut, Privacy.com, Wise, Payoneer) often work as long as:

They support international/online transactions.

They are issued under Visa, Mastercard, Amex, or Discover.

Pinterest accepts major credit and debit cards for ad billing, so if your VCC functions like a standard card, you're likely good.

Many advertisers use VCCs for extra security or to control budgets on platforms like Pinterest, Google Ads, and Meta Ads.

⚠️ What to watch out for:
Billing address mismatch: Pinterest might decline a VCC if the billing address on the card doesn't match what's on your Pinterest Business account.

Prepaid cards or some VCCs might be rejected if Pinterest detects them as high-risk or unverified.

If your account is new or under review, they may be extra strict with the payment method.

🔒 Pro tips:
Link a verified business bank account or PayPal (if available in your region) as a backup.

If Pinterest flags the VCC, try contacting their support with the exact card type and issuing bank.