How do I generate a VCC specifically for Pinterest Ad payments?

Generating a Virtual Credit Card (VCC) specifically for Pinterest Ads is a smart move — it gives you more control over your ad budget and adds a layer of security. Here's a step-by-step guide to get you set up the right way:

🔧 Step 1: Choose a VCC Provider That Works with Pinterest Ads
You need a provider that supports:

Recurring billing

Online and international transactions

Billing address & AVS support

✅ Recommended VCC providers for Pinterest Ads:
Provider   Key Features
Privacy.com (US only)   Set spending limits, lock cards to merchants, create new cards instantly. Works well for ads if using Business or Premium tier.
Revolut Business / Pro   International support, spending controls, reloadable cards. Good for freelancers and SMBs.
Wise (formerly TransferWise)   Multi-currency VCCs, great for international Pinterest campaigns.
Payoneer   Virtual cards linked to business accounts, accepted globally.
Capital One Eno   Generates merchant-specific VCCs. US-based only but very reliable.
🛠� Step 2: Create the VCC
Each provider is slightly different, but the basic process is:

Sign up for the VCC provider (with ID verification if required).

Navigate to your account's "Cards" or "Virtual Cards" section.

Click "Create new virtual card".

Name the card something like "Pinterest Ads" so you can track it easily.

Set:

A spending limit (optional, but helpful)

A recurring payment option (if available)

A billing address that matches your Pinterest business profile

💳 Step 3: Add Your VCC to Pinterest Ads
Log into your Pinterest Business account: ads.pinterest.com

Go to the gear icon (⚙️) > Billing

Click Payment Settings

Select "Add Payment Method"

Enter your VCC details:

Card number

Expiration date

CVV

Billing address (must match VCC info)

Set it as Primary Payment Method

Save and confirm

✅ Step 4: Run a Test Campaign (Optional but Smart)
Start a small-budget campaign (e.g., $5–$10)

Monitor to ensure the charge goes through and the campaign stays live

This confirms that Pinterest accepts your VCC and that recurring billing works

🔐 Pro Tips for Smooth Setup:
Use a reloadable VCC, not single-use or non-reloadable.

Make sure your card has sufficient funds to avoid payment failures.

Match the billing address on your Pinterest Ads account and your VCC provider.

Enable international/online transactions in your VCC settings (if needed).

Monitor charges so you know exactly what Pinterest is billing you for.

🎯 Want a Personalized Recommendation?
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If you're a freelancer, agency, or business

Monthly ad budget range