How do I prevent Pinterest Ads from automatically charging my VCC?

To prevent Pinterest Ads from automatically charging your Virtual Credit Card (VCC), you can take several actions. Pinterest typically charges your VCC based on the billing cycle or when your ad spend reaches a certain threshold, but there are ways to manage or avoid automatic charges:

1. Pause or Turn Off Your Campaigns
Pause Active Campaigns: If you don't want Pinterest to charge your VCC for ongoing ad spend, you can pause your active campaigns. To do this, go to your Pinterest Ads Manager, select your campaigns, and click Pause. This will stop any future charges related to those campaigns.

Completely Disable Campaigns: If you no longer want any ads running, you can choose to disable all campaigns in your account to prevent automatic charges.

2. Update Your Payment Settings
Change Payment Method: If you don't want your VCC to be charged, you can update your payment method to a different card or payment option (like PayPal or another credit card). This way, your VCC won't be charged automatically.

Go to your Pinterest Ads Billing Settings and change the payment method to something else (e.g., another VCC, PayPal, or a traditional credit card).

3. Set Up a Low Daily Budget or Lifetime Budget
If you want to keep campaigns running but avoid high automatic charges, set a low daily budget or a lifetime budget for your campaigns. This will limit the amount Pinterest can charge to your VCC in any given period.

For example, set a $5 daily budget so Pinterest won't charge more than that per day.

4. Manually Approve Charges
Use Prepaid VCC with Controlled Balance: Some VCCs allow you to load a specific amount of funds. If you use this method, you can load only the amount you want to spend on Pinterest Ads and then deactivate or remove the card once the balance is used.

Deactivate VCC after Spending: Another option is to deactivate your VCC after you've completed the payment or once you've hit the ad spend limit for the month. This ensures no further charges are made automatically.

5. Cancel Auto-Renewal for Ads
Some ad campaigns, such as those with recurring billing or long-term campaigns, may have auto-renewal features. Make sure to disable auto-renewal on these types of campaigns or subscription-based ads to prevent automatic charges.

Check your campaign settings to see if any automatic renewals or recurring charges are enabled and disable them.

6. Monitor Payment Thresholds
Pinterest typically charges when your ad spend reaches a certain threshold, which can vary depending on your account history and the currency you're using. Keep track of your spending thresholds and ensure they don't exceed your intended budget. You can adjust your daily ad spend limit accordingly to prevent exceeding the threshold.

7. Switch to a Prepaid VCC with Controlled Spending
If you want to keep your ads running but need more control over when and how much is charged, you can use a prepaid virtual credit card (VCC) that allows you to load a specific balance. Once the funds are exhausted, Pinterest Ads will stop charging until you reload the card with more funds.

8. Enable Manual Payment Instead of Automatic
If your VCC supports manual payments, you can opt to make payments manually rather than allowing Pinterest to charge your card automatically. This way, you can control when and how much you want to pay for your campaigns.

9. Contact Pinterest Ads Support
If you want to ensure Pinterest doesn't automatically charge your VCC, you can contact Pinterest Ads support and request more specific options for managing payments or disabling automatic charges. They may offer options for restricting automatic charges, depending on your account and payment method.

Conclusion:
To prevent Pinterest Ads from automatically charging your VCC, you can pause or disable campaigns, update payment methods, set spending limits, and manage budgets carefully. If you prefer a more manual approach, consider using a prepaid VCC or switching to a manual payment system. Always monitor your payment settings to ensure you're in control of your charges. If you're uncertain, Pinterest Ads support can assist you with further customization for your account.