What happens if Pinterest Ads removes my VCC payment method?

If Pinterest Ads removes your VCC (Virtual Credit Card) payment method, here's what typically happens:

🚨 1. Your Campaigns Will Pause
Pinterest requires a valid, active payment method to run ads. If your VCC is removed, any active campaigns will likely be paused.

You won't be able to run new ads until you add a valid payment method.

💳 2. You'll Receive Payment Failure Notifications
Pinterest may send you notifications via email and in the account dashboard, alerting you about the issue and prompting you to update or replace the payment method.

The email will usually include details on why the payment method was removed (e.g., expired, insufficient funds, or blocked by the issuing bank).

🔴 3. Unpaid Ad Spend
If there's any outstanding ad spend that hasn't been billed, Pinterest will try to charge your VCC.

If the charge fails (because the VCC was removed), Pinterest may keep trying to collect payment, potentially leading to account suspension if the balance isn't cleared.

⚠️ 4. Possible Account Suspension
If the payment issue is not resolved within a certain period (typically 30 days), Pinterest may suspend your account until the payment method is updated and the balance is settled.

✅ What You Should Do:
Add a New Payment Method:

Go to the Billing section in Pinterest Ads and add a new valid payment method (e.g., a new VCC or traditional credit card).

Ensure the billing address and card details match your Pinterest account info.

Update Payment Info Quickly:

Resolve the issue immediately to avoid campaign disruption. If the payment method is removed, your ads will stay paused until the issue is fixed.

Monitor Your Campaigns:

After updating your payment method, check your campaigns to ensure they resume running without any further issues.

Contact Pinterest Support:

If you're having trouble adding a new payment method or if you don't understand why the VCC was removed, reach out to Pinterest Ads support for assistance.

📬 Important:
Always make sure that your VCC (or any payment method) is up-to-date and has sufficient funds to cover your ad spend to avoid these disruptions. Some platforms, like Privacy.com and Revolut, let you monitor and adjust card limits to avoid running into issues like this.