How do I set up monthly invoicing for Google Ads?

How to Set Up Monthly Invoicing for Google Ads (2025 Guide)
Google Ads monthly invoicing allows businesses to pay for advertising on a credit basis, receiving a single invoice at the end of each billing cycle instead of prepaying or auto-paying per transaction.

📌 1. Who is Eligible for Google Ads Monthly Invoicing?
To qualify for Google Ads invoice billing, you typically need:

✅ Consistent Google Ads spend of $5,000+/month (amount varies by country).
✅ A business entity with legal incorporation (no personal accounts).
✅ A verified Google Ads account with a good payment history (no failed payments).
✅ A valid tax ID and business credit rating (for credit approval).

🚨 Not all accounts are eligible—Google reviews applications on a case-by-case basis.

📌 2. How to Apply for Google Ads Monthly Invoicing
🔹 Step 1: Sign in to Google Ads
Go to Google Ads and log into your account.
Click the Tools & Settings (🔧 wrench icon) in the top-right corner.
Under Billing, select Billing & Payments.
🔹 Step 2: Request Monthly Invoicing
Scroll down to Payment Settings.
Look for an option like "Apply for Monthly Invoicing" (only visible to eligible accounts).
If you don't see this option, contact Google Ads support directly.
🔹 Step 3: Submit Required Business Details
Google may request:

Business registration details (legal company name, address).
Estimated monthly ad spend (must meet minimum threshold).
Tax ID/VAT number (for tax compliance).
Company's financial history or credit rating (Google may do a credit check).
🔹 Step 4: Google Reviews & Approval
Google reviews your request (typically takes 7–14 business days).
If approved, you'll receive monthly invoices instead of auto-debits.
📌 3. How Monthly Invoicing Works After Approval
✅ Billing Cycle: You'll receive an invoice at the end of each month.
✅ Payment Deadline: Typically 30 days from the invoice date.
✅ Payment Method: You can pay via bank transfer (ACH, SEPA, SWIFT) or corporate credit card.
✅ Invoice Download: Available in Google Ads → Billing → Transactions & Documents.

📌 4. Benefits of Google Ads Invoice Billing
✔️ Improved Cash Flow: Run ads without upfront payments.
✔️ Easier Accounting: Get a single monthly invoice instead of multiple charges.
✔️ Better Budget Control: Set fixed monthly limits.
✔️ More Flexible Payment Methods: Bank transfers, invoicing terms, etc.

📌 5. What If You're Not Eligible? (Alternatives)
If you don't qualify for monthly invoicing, consider:

❌ Increasing your Google Ads spend to meet the threshold.
❌ Using a corporate credit card with cashback or rewards.
❌ Setting up automatic payments with a business PayPal or bank account.

🚀 Final Thoughts: Should You Use Monthly Invoicing?
If your business spends $5,000+/month on Google Ads, monthly invoicing simplifies payments, improves cash flow, and makes financial management easier.