Why is my payment method not being accepted by Google Ads?

If your payment method isn't being accepted by Google Ads, here's what's likely going wrong — and how to fix it fast:

🚫 Top Reasons Your Payment Is Rejected:
💳 1. Card Issuer Blocked the Payment
Your bank might've declined it due to:

Suspicious activity

Daily spend limit hit

International transaction blocked

✅ Fix:
→ Call your bank and ask:

"Can you allow charges from GOOGLE ADS or GOOGLE*SERVICES?"

⚠️ 2. Incorrect Payment Info
Wrong card number, expiration date, CVV

Billing address doesn't match what your bank has

✅ Fix:
→ Go to Tools & Settings > Billing > Payment Methods
→ Double-check your card details & billing address

🧾 3. Unsupported Card Type
Some cards aren't supported, especially:

Prepaid cards

Virtual or disposable cards

Certain debit cards (especially international ones)

✅ Fix:
→ Use a major credit/debit card (Visa, Mastercard, AmEx)
→ Try a new card that's fully verified with your bank

⛔ 4. Your Account Has Issues
Google might block payments if:

You've had failed payments before

There's a policy violation

You're using a new card on a flagged account

✅ Fix:
→ Go to Billing > Settings to check for any account holds
→ Check your email for messages from Google Ads

🔁 5. Google Is Doing a Verification Check
Sometimes new accounts or new cards go through manual review or fraud checks.

✅ Fix:
→ Wait a few hours and try again
→ Or add a different payment method and try a manual payment under:
Billing > Summary > Make a Payment

🔧 Still Stuck? Try This Quick Reset:
Add a new credit/debit card

Set it as primary

Go to Billing > Summary > Make a payment

Try making a manual payment to trigger the charge

☎️ Final Step: Contact Support
If none of that works, go here to contact Google Ads directly:
👉 https://ads.google.com/home/contact-us/

They can look into your billing setup, unflag your account if needed, or tell you why the card's being blocked.