Does Google Ads accept prepaid virtual credit cards?

Good question — the answer is: it depends, but mostly no, especially for new accounts or high-volume spending.

Here's the breakdown:

💳 Does Google Ads accept prepaid virtual cards?
✅ Some virtual cards may work — but it depends on:

The issuer (e.g., Revolut, Wise, Capital One Eno)

Whether the card supports online international payments

Whether it passes Google's fraud and verification checks

❌ Many prepaid or virtual cards get rejected, especially:

Reloadable cards (like Vanilla, Green Dot, etc.)

Gift cards

Disposable or burner cards

Cards without billing address support

🛑 Why virtual/prepaid cards often get declined:
They lack full KYC (Know Your Customer) verification

Google can't verify the billing address

Higher risk of fraud, chargebacks, or abuse

Often used to try and "game" promo codes (which Google cracks down on hard)

✅ Cards That Might Work:
Some users have reported success using:

Revolut business or premium accounts

Wise (formerly TransferWise) debit cards

Capital One Eno virtual cards

Privacy.com cards (in some cases)

💡 Even if these work, they may be flagged later, especially if you're spending aggressively or running multiple accounts.

🔒 Best Practice:
If you want stable billing and no interruptions:

Use a real, physical credit or debit card with full billing info

Make sure it's from a major provider (Visa, MasterCard, AmEx)

Link a billing address that matches the card

Want to test one?
You can try adding your virtual card under:

Tools & Settings > Billing > Payment Methods > Add Payment Method

Just be ready with a backup card if it gets declined or flagged.