Can I use a non-reloadable VCC for Google Ads?

No, you generally cannot use a non-reloadable Virtual Credit Card (VCC) for Google Ads. Google Ads typically requires a credit card or a payment method that allows for ongoing billing and payment over time, which is a key feature of most reloadable VCCs. Non-reloadable VCCs are usually one-time use, meaning once the balance is exhausted, they can't be used for future payments, which would disrupt the payment process for an active Google Ads account.

Google Ads usually prefers payment methods like:

Standard credit or debit cards (Visa, MasterCard, American Express, etc.)

PayPal (in some countries)

Bank transfers (for larger accounts or specific regions)

Direct debit (again, in certain regions)

If you're trying to use a VCC for privacy or security reasons, some users have had success with prepaid cards (reloadable), but non-reloadable ones are typically not suitable for recurring billing, as Google will need a method that supports automatic payments for ongoing campaigns.