How do I resolve a "Payment Not Authorized" error in Facebook Ads?

If you're seeing a "Payment Not Authorized" error when trying to pay for Facebook Ads, it means Facebook couldn't verify your payment method. Here's how to fix it:

1. Check Your Payment Method for Issues
🔹 Go to https://www.facebook.com/adsmanager
🔹 Click Billing → Payment Settings
🔹 Look for any error messages related to your payment method.

✔ If your card was declined, check with your bank or payment provider.
✔ If using a Virtual Credit Card (VCC), ensure you have enough funds loaded.

📌 Pro Tip: A VCC from https://exocards.com works best for Facebook Ads and avoids authorization issues.

🔗 Get a Facebook Ads VCC:
👉 https://exocards.com/product/Facebook-Advertising-VCC

2. Ensure Your Card Allows Online & International Transactions
✔ Some banks block online or international transactions for security reasons.
✔ Call your bank or card provider and ask them to enable online and international payments.
✔ If your card is still blocked, use a VCC from https://exocards.com to bypass the restriction.

3. Verify Your Billing Information in Facebook Ads Manager
✔ Make sure your billing details (name, address, ZIP code) match your card details.
✔ Go to https://www.facebook.com/adsmanager → Click Payment Settings → Edit Billing Information.
✔ Update any incorrect details and save changes.

📌 If Facebook detects a mismatch, it may block your payment.

4. Try a Different Payment Method
✔ If your card is still not authorized, add a new payment method:

🔹 Go to https://www.facebook.com/adsmanager
🔹 Click Payment Settings → Add Payment Method
🔹 Use a VCC from https://exocards.com to ensure fast and secure payments.

📌 Facebook may block certain prepaid or debit cards, but VCCs from trusted providers work well.

5. Check for Facebook Security Restrictions
✔ If Facebook detects unusual activity, it may block payments for security reasons.
✔ To check if your account is under review:

🔹 Go to https://www.facebook.com/accountquality/
🔹 Look for any payment-related restrictions.
🔹 Follow Facebook's instructions to verify your account.

6. Contact Facebook Ads Support for Payment Issues
✔ If all else fails, contact Facebook Ads Support to resolve the issue:

🔹 Visit https://www.facebook.com/business/help
🔹 Click Billing & Payments → Report a Payment Issue
🔹 Explain the issue and attach a screenshot of the error message.

📌 Facebook may take 24-48 hours to review payment issues.

7. Prevent Future Payment Authorization Issues
✔ Use a VCC from https://exocards.com for secure Facebook Ads payments.
✔ Ensure your payment details match your billing information.
✔ Avoid multiple failed payment attempts to prevent account flags.
✔ Set an Account Spending Limit to control charges.

Final Answer:
📌 The "Payment Not Authorized" error occurs due to bank restrictions, mismatched billing details, or Facebook security flags. To fix it, verify your card, update billing info, use a VCC from https://exocards.com, and contact Facebook Support at https://www.facebook.com/business/help if needed.