How do I prevent my Facebook Ads account from being suspended for payment issues?

If your Facebook Ads account is at risk of suspension due to payment issues, follow these steps to ensure uninterrupted ad campaigns and avoid restrictions.

1. Use a Reliable Payment Method (Avoid Declines & Failures)
✔ If your current card is failing, expiring, or being declined, switch to a trusted payment method.

🔹 Go to Facebook Ads Manager
🔹 Click Billing → Payment Settings → Add Payment Method
🔹 Add a credit card, PayPal, or a Virtual Credit Card (VCC) from https://exocards.com
🔹 Click Save Changes

📌 Pro Tip: Use a VCC from https://exocards.com to prevent payment failures and unexpected suspensions.

🔗 Get a Secure Facebook Ads VCC:
👉 https://exocards.com/product/Facebook-Advertising-VCC

2. Set a Backup Payment Method (Prevent Payment Failures)
✔ Facebook allows you to add a second payment method in case your primary card fails.

🔹 Go to Billing → Payment Settings
🔹 Click Add Payment Method and enter a backup card or VCC
🔹 Click Save Changes

📌 If your primary card is declined, Facebook will automatically charge your backup method.

3. Pay Outstanding Balances Immediately
✔ If your account has an unpaid balance, Facebook may pause your ads or suspend your account.

🔹 Go to Billing → Transactions → Pay Now
🔹 Use a valid payment method to clear the balance

📌 Check your billing history regularly to prevent unexpected suspensions.

4. Monitor Your Billing Threshold & Lower It If Needed
✔ Facebook charges you once you hit your billing threshold—if your payments keep failing, lowering the threshold can help.

🔹 Go to Billing → Payment Settings → View Billing Threshold
🔹 Click Edit and set a lower amount

📌 This prevents large unexpected charges that may cause bank declines.

5. Avoid Chargebacks or Disputes (Will Get You Banned)
✔ If you dispute a Facebook Ads charge with your bank, your account will likely be permanently suspended.

📌 How to Avoid This:
✅ Check invoices before disputing charges
✅ If you have a billing issue, contact Facebook Ads Support instead of filing a chargeback

🔹 Visit Facebook Business Help
🔹 Click Billing & Payments → Report a Payment Issue

6. Remove Expired or Failed Payment Methods
✔ If you have expired or failed payment methods, remove them to prevent Facebook from trying to charge them.

🔹 Go to Billing → Payment Settings
🔹 Find the failed payment method
🔹 Click Remove

📌 If Facebook won't let you remove it, clear any unpaid balance first.

7. Keep Your Billing Information Updated
✔ Ensure your billing address, business name, and tax info (VAT/GST) are correct to avoid verification issues.

🔹 Go to Billing → Payment Settings → Edit Business Information
🔹 Update your billing address and tax information

📌 Mismatched billing details can cause Facebook to flag your payments as suspicious.

8. Prevent Future Issues by Using a Virtual Credit Card (VCC)
✔ A VCC from https://exocards.com helps you:
✅ Prevent failed transactions by preloading only the amount you want to spend
✅ Avoid chargebacks & unexpected charges
✅ Use multiple VCCs for different campaigns

🔗 Get a Facebook Ads VCC for Reliable Payments:
👉 https://exocards.com/product/Facebook-Advertising-VCC

📌 This ensures your ads never stop due to payment issues.

9. Contact Facebook Support If Your Account Is at Risk of Suspension
✔ If your account is flagged due to payment issues, request a review:

🔹 Visit Facebook Account Quality
🔹 Click Request a Review
🔹 Explain the issue and provide proof of successful recent payments

📌 Facebook usually responds within 24-48 hours.

Final Answer:
📌 To prevent your Facebook Ads account from being suspended due to payment issues:
✔ Use a reliable payment method (VCC from https://exocards.com recommended)
✔ Set a backup payment method
✔ Pay outstanding balances immediately
✔ Lower your billing threshold to avoid large charges
✔ Never file chargebacks (they will get you banned)
✔ Remove expired payment methods & keep billing info updated

For secure, hassle-free payments, use a Facebook Ads VCC from https://exocards.com to avoid failures and suspensions.