Why does Facebook Ads sometimes delay processing VCC payments?

Why Facebook Ads Sometimes Delays Processing VCC Payments
Facebook Ads (Meta Ads) may delay processing Virtual Credit Card (VCC) payments due to fraud checks, payment verification, or technical issues. Here are the most common reasons and how to fix them:

🔹 1️⃣ Facebook's Fraud Detection System Delays Processing
Facebook Ads has strict fraud prevention rules, and VCCs are often flagged as high-risk. If your VCC is flagged, Facebook may hold or delay payment processing for manual review.

✅ Solution:

Use a trusted VCC provider like ExoCards that Facebook Ads accepts.
Ensure your billing address matches your Facebook Ads account country.
Avoid frequently switching VCCs, as this triggers fraud checks.
📌 If Facebook holds your payment, wait 24-72 hours for review.

🔹 2️⃣ VCC Pre-Authorization Hold by Facebook
Facebook pre-authorizes your VCC before charging the actual amount. This means:

Facebook may place a small hold ($1–$5) on your VCC to verify it.
The final charge may take several hours or days to process.
✅ Solution:

Check if your VCC provider allows pre-authorizations.
Ensure your VCC has enough balance for both the ad spend & pre-authorization hold.
If Facebook hasn't processed the payment yet, wait 12-24 hours before retrying.
🔹 3️⃣ Facebook's AI Detects Payment Anomalies
If your account suddenly increases spending, Facebook may delay payments for security verification.

✅ Solution:

Gradually increase ad spend instead of making large sudden payments.
If Facebook requests identity verification, submit the required documents.
Use a consistent IP & device to avoid triggering security alerts.