Does Facebook allow Payoneer or Wise VCCs for ad payments?

Facebook typically allows payments for ads using credit and debit cards, PayPal, and certain local payment methods depending on the region. However, the use of Payoneer or Wise (formerly TransferWise) Virtual Credit Cards (VCCs) for Facebook ad payments is more nuanced:

1. Payoneer VCCs:
Payoneer offers virtual credit cards for online payments, but Facebook's acceptance of Payoneer cards can be inconsistent. Some users report successfully using Payoneer VCCs for ad payments, while others face issues, especially if the card is not associated with a major credit network like Visa or Mastercard.

To use Payoneer, ensure your card is Visa or Mastercard branded, and check whether Facebook recognizes it during the payment setup process. You may encounter issues related to address verification or regional restrictions.

2. Wise VCCs:
Wise also provides virtual cards, which are usually linked to real accounts in different currencies. Like Payoneer, the acceptability of Wise cards depends on Facebook's payment system and the card's configuration.

Users have had mixed experiences, with some successfully using Wise VCCs, while others face challenges related to account verification or geographical restrictions. Wise's cards are also generally tied to a real account, so they are often more reliable for payments if the account is properly set up.

Key Considerations:
Geographical Restrictions: Both Payoneer and Wise may have certain regional limitations when trying to use their cards on Facebook, so it's important to check whether your country or region is supported.

Verification Issues: Make sure that your billing address and other information associated with the VCC are correct and match what Facebook expects.

Payment Method Update: Sometimes, Facebook may block or flag cards that are not typically used for regular payments (like VCCs), so it's a good idea to stay updated with Facebook's payment policies.

Recommendations:
Test with Small Amounts: Before committing to larger ad spends, try using a small test payment to verify if your Payoneer or Wise VCC is accepted.

Customer Support: If you face issues, contacting Facebook Ads Support or the payment provider (Payoneer or Wise) could clarify the specific reasons why a payment method may not be working.

In summary, while Payoneer and Wise VCCs can work for Facebook ad payments, it's not guaranteed and may depend on specific conditions. You might need to experiment or seek support if you encounter issues.