Can I use different VCCs for different Facebook Ads campaigns within the same ac

Started by slipperycynthea, Mar 13, 2025, 12:55 PM

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slipperycynthea

Can I use different VCCs for different Facebook Ads campaigns within the same account?

SeoGuru

Yes, Facebook Ads allows you to use multiple VCCs (Virtual Credit Cards) for different campaigns within the same account, but it's important to note a few things about how payment methods are managed on the platform.

Key Considerations:
Primary Payment Method:

In Facebook Ads Manager, your primary payment method is usually the one that Facebook will use for most of your ad charges. This is typically the card or account you've added first.

Setting Payment Method for Individual Campaigns:

While Facebook allows you to use multiple payment methods, it does not currently allow you to directly assign a different payment method to individual campaigns within the same account.

All campaigns within the same Facebook Ads account will default to using the primary payment method for billing. There isn't a built-in feature to assign separate payment methods to individual campaigns directly.

Possible Workaround (Ad Accounts):

One possible workaround is to create separate ad accounts within your Facebook Business Manager.

You can assign a different VCC as the payment method for each ad account.

This allows you to effectively run different campaigns with different payment methods (e.g., one campaign using VCC A and another using VCC B), but these would be in separate ad accounts.

To set up multiple ad accounts, you need to be the admin of your Facebook Business Manager.

Multiple Payment Methods in One Account:

Facebook does allow you to add multiple payment methods to a single Facebook Ads account (under Payment Settings).

If the primary payment method fails, Facebook will attempt to charge the next available payment method, but again, the payment method is applied at the account level, not the individual campaign level.

How to Add Multiple Payment Methods:

Go to Facebook Ads Manager.

Click on the hamburger menu (three horizontal lines) and select "Business Settings".

Under "Payments", go to "Payment Methods".

Here, you can add multiple VCCs or credit/debit cards. Facebook will use the first active card for charges, and in case of issues (e.g., insufficient funds), it will switch to the next available one.

Steps to Set Up Multiple Payment Methods:
Go to Ads Manager → Business Settings → Payments → Payment Methods.

Add Your VCCs: You can add different VCCs (from different providers, or from the same provider) by clicking on "Add Payment Method".

If one VCC fails, Facebook will attempt to charge the next available method.

What Happens if a Payment Method Fails?
Payment Failures: If Facebook tries to charge your VCC and the payment fails (e.g., insufficient funds or an expired card), it will attempt to use the next available payment method in your payment settings. Facebook will continue to try to charge the payment until the issue is resolved.

Account Issues: If multiple payment attempts fail, Facebook may suspend or pause your campaigns, so it's important to ensure that at least one valid payment method is available.

Summary:
While you cannot directly assign different VCCs to individual campaigns within the same ad account, you can:

Add multiple VCCs as payment methods within one Facebook Ads account.

Use separate ad accounts (in Facebook Business Manager) and assign different payment methods to each ad account.

This flexibility allows you to manage campaigns with different payment methods but requires you to either manage multiple ad accounts or rely on the platform's automatic payment method switching for a single ad account.

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