Can I switch from a VCC to a traditional credit card for Facebook Ads?

Yes, you can switch from a Virtual Credit Card (VCC) to a traditional credit card for your Facebook Ads account. In fact, this may be a good move if you're encountering issues with your VCC, like payment declines, risk flags, or other payment-related problems.

Here's how to do it and some key points to keep in mind:

🛠� How to Switch from VCC to Traditional Credit Card in Facebook Ads
Log into Facebook Ads Manager:

Go to Facebook Ads Manager and ensure you're logged into the right Business Manager account.

Navigate to Payment Settings:

Click the three horizontal lines (menu) in the top left corner.

Under "Settings", click on "Payment Settings".

Remove the VCC:

In the Payment Settings section, find the VCC listed as your current payment method.

Click "Remove" or "Delete" to disconnect the VCC from your account.

Add a Traditional Credit Card:

After removing the VCC, click on "Add Payment Method".

Select "Credit/Debit Card" and enter your traditional credit card details (card number, expiration date, CVV, and billing address).

Ensure the billing address matches the address on file with your credit card provider.

Set as Primary Payment Method (Optional):

If you want the new traditional credit card to be the default payment method, you can set it as "Primary".

This ensures Facebook will use this card for all future payments unless you decide to change it again.

Save the Changes:

Once you've entered all the information, save the new payment method.

Your Facebook Ads account should now be ready to use the new credit card for payments.

✅ Why Switching to a Traditional Credit Card Might Be Better
Reduced Risk Flags: Facebook's fraud detection system is often more comfortable with traditional credit cards, especially if you're managing a long-term or high-spend account. Virtual credit cards (VCCs) can be flagged as risky, especially if you're rotating them frequently.

More Reliable: Traditional credit cards are less likely to experience issues like expiry dates or activation delays, which can happen with some VCCs.

Higher Spending Limits: Traditional credit cards generally have higher spending limits compared to most VCCs, which might be useful if you scale your ad campaigns.

Better Support: Credit card providers tend to offer better support for fraud protection, chargebacks, and billing issues than most VCC providers.

⚠️ Things to Keep in Mind
Ensure Billing Info Matches: Facebook is strict about billing details. If you're using a traditional credit card, make sure the billing name, address, and phone number on the card match the info on your Facebook account.

Monitor Payment Failures: After switching to a traditional credit card, keep an eye on your payment settings to make sure there are no failed payments.

Currency and Region: Ensure that the currency on your traditional credit card matches the currency in your Facebook Ads account. Some cards may not support certain currencies, causing payment issues.

🧠 Pro Tips:
If you are transitioning between multiple payment methods (e.g., VCC to traditional credit card), try to avoid sudden large increases in your ad spend, as this might trigger Facebook's automated fraud detection.

Keep an eye on any notifications or payment alerts in the Billing section of Facebook Ads Manager after making changes.