Why does Facebook Ads require ID verification when using a VCC?

Great question — Facebook Ads often requires ID verification when using a VCC because of risk signals triggered by the combination of payment behavior, account history, and ad activity. Let's break it down:

📌 Why Facebook Flags VCC Use for ID Verification
1. VCCs Are Common in High-Risk Activity
VCCs are widely used for:

Dropshipping

Affiliate arbitrage

Account farming

Banned-user evasion

Facebook's system sees VCCs as higher-risk than traditional cards, especially if they're disposable or anonymous.

2. New Accounts + VCC = Red Flag
If your ad account is new or hasn't built up trust and suddenly adds a VCC, Facebook might trigger an ID check to confirm you're not a bot or fraudster.

3. Mismatch in Billing Info
Facebook compares your VCC billing details with your:

Business info

IP address

Country of operation

Any inconsistency (e.g., US VCC but login from Bangladesh) can trigger identity verification.

4. Too Many Payment Method Changes
If you're rotating or trying multiple VCCs quickly (especially if some fail), the system sees it as suspicious behavior and requests ID to revalidate the account.

5. Ad Policy or Account History Issues
Accounts that:

Get disapproved ads

Appeal too many times

Have sudden spend spikes ...are more likely to face ID checks when adding or using VCCs.

🔐 What the ID Verification Achieves
Confirms you're a real person.

Links your identity to your business and ad account.

Helps prevent ban evasion or use of fake identities in ad accounts.

✅ How to Avoid Triggering ID Verification with a VCC
Use a stable, verified VCC provider (like Privacy.com, Revolut, Capital One Eno).

Keep your IP and location consistent with your account's region.

Don't rotate payment methods too often.

Start with small budgets and increase gradually.

Make sure billing details match your Business Manager's info.