How can I whitelist my VCC in Microsoft Ads?

Whitelisting a Virtual Credit Card (VCC) in Microsoft Ads can be tricky because Microsoft has strict fraud prevention measures, especially when it comes to non-physical or prepaid cards. That said, here's what you can do:

✅ Steps to Try Whitelisting a VCC in Microsoft Ads
Log in to your Microsoft Ads account:
Go to ads.microsoft.com.

Go to Billing:

Click the gear icon (⚙️) in the top-right corner.

Select Billing & Payments.

Add Payment Method:

Choose "Payment Methods" > "Add card."

Enter your VCC details carefully (card number, expiry, CVV, billing address).

Match Billing Info Exactly:

Make sure the name and billing address match what's on file with your VCC provider.

Mismatches often cause rejections.

Attempt a Small Payment:

If Microsoft attempts a small authorization hold, allow it.

If declined, your VCC might not be supported by Microsoft's system.

🧩 What If Your VCC Gets Declined?
Contact Microsoft Ads Support:
Ask them to review or whitelist your card. Explain it's your preferred method, and you've verified it with the issuer.

Use a Reputable VCC Provider:
Cards from Stripe Issuing, Capital One, Payoneer, or Revolut often work better than random online VCCs.

Try Manual Payments:
Sometimes Microsoft Ads accepts VCCs better with prepay/manual payment mode rather than postpay.

⚠️ Important Notes
Microsoft doesn't officially support all VCCs, especially those that:

Don't support AVS (Address Verification System)

Are flagged as high-risk or anonymous

If you're flagged for suspicious payment activity, your account may be temporarily suspended.