Can I automate Microsoft Ads payments?

Yes! Microsoft Ads allows automatic payments so you don't have to manually add funds every time. You can set up postpay billing (auto payments) or schedule manual payments in advance.

🔹 Option 1: Enable Automatic Payments (Postpay) 🔄
With postpay billing, Microsoft automatically charges your card or PayPal when you reach a billing threshold or at the end of your billing cycle.

✅ How It Works:

Microsoft Ads runs your campaigns and bills you automatically when:
✔ You hit a billing threshold (e.g., every $500 or $1,000 spent).
✔ Your monthly billing date arrives (whichever comes first).
📌 How to Set Up Auto Payments:
1️⃣ Log in to Microsoft Ads.
2️⃣ Click Settings (⚙) > Billing & Payments.
3️⃣ Under Billing Preferences, choose Postpay (Automatic Payments).
4️⃣ Add a credit/debit card, PayPal, or bank account for auto-charges.
5️⃣ Click Save—Microsoft will now bill you automatically when due.

🚨 Note: If you hit your threshold before the billing cycle ends, Microsoft will charge your payment method earlier.

🔹 Option 2: Schedule a Future Manual Payment 📅
If you prefer manual payments but want to pay in advance, you can schedule a prepaid payment for a future date.

📌 How to Schedule a Payment in Advance:
1️⃣ Go to Billing & Payments > Make a Payment.
2️⃣ Enter the amount you want to pay (full or partial balance).
3️⃣ Select a future payment date.
4️⃣ Choose your payment method and confirm.

🔥 Microsoft will automatically process the payment on the selected date.

🚨 Note: If you have automatic payments enabled, manual payments won't override them—your card will still be charged when your billing cycle renews.

🔹 Option 3: Prepay for Ads (Manual Payments in Advance) 💰
If you want full control over your ad spend, prepay your account so campaigns run until funds run out.

📌 How to Add Prepaid Funds:
1️⃣ Go to Billing & Payments > Payment Methods.
2️⃣ Choose Prepay (Manual Payments).
3️⃣ Click Add Funds, enter an amount, and select a payment method.
4️⃣ Click Submit Payment.

🔥 Your ads will continue until the prepaid balance runs out.

🚨 Warning: If your prepaid funds hit zero, your ads will pause until you add more funds.

🎯 Final Thoughts: Best Way to Automate Microsoft Ads Payments
✔ Use Auto Payments (Postpay) if you want Microsoft to handle billing automatically.
✔ Schedule manual payments in advance to stay ahead of billing cycles.
✔ Use Prepay (Manual) if you want complete budget control.