Why was my VCC flagged as suspicious in Microsoft Ads?

There are several reasons why your Virtual Credit Card (VCC) might have been flagged as suspicious in Microsoft Ads. Some common reasons include:

Mismatch in Billing Information: If the billing information associated with the VCC (like the name or address) doesn't match the details on the Microsoft Ads account or the payment method, it may be flagged.

High Number of Transactions: If you have made a large number of payments or transactions in a short period of time, Microsoft Ads may view this as suspicious behavior, especially if those transactions don't align with the account's usual spending patterns.

Location Issues: If the VCC was issued in a different location than where your account is registered, this could trigger suspicion. Geolocation inconsistencies between where the payment is processed and where the account is based might raise flags.

New Payment Method: Adding a new payment method to your account might raise suspicions, particularly if the VCC is being used for the first time or there has been a sudden change in payment methods.

Unusual Spending Patterns: If the spending behavior seems out of the ordinary compared to your typical account activity, it may be flagged as potentially fraudulent.

Fraud Detection Algorithms: Microsoft Ads uses automated fraud detection algorithms to catch potentially fraudulent activity. If your VCC's usage pattern or characteristics match any criteria set by these algorithms, it may trigger a flag.

Previous Account Violations: If your account has been flagged for other violations in the past, this could affect your VCC's approval.

To resolve this issue, you can contact Microsoft Ads support for clarification and provide any required documentation to verify the legitimacy of your payment method.