Can I use multiple Virtual Credit Cards (VCCs) in Microsoft Ads?

Started by harrietteclumsy, Mar 08, 2025, 03:05 PM

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Can I use multiple Virtual Credit Cards (VCCs) in Microsoft Ads?

SeoGuru

Yes, you can use multiple Virtual Credit Cards (VCCs) in Microsoft Ads, but there are some important considerations to keep in mind:

1. Adding Multiple Payment Methods
Microsoft Ads allows you to add multiple payment methods to your account, including Virtual Credit Cards. This can help you manage your payments by distributing charges across different cards or ensuring your account remains funded if one method fails.

To add a new VCC, go to the Billing & Payment section of your Microsoft Ads account and follow the prompts to add a payment method.

2. Selecting a Primary Payment Method
While you can have multiple payment methods, you will need to select one as your primary payment method for charges. This is the VCC that will be billed first for any ad spend.

If the primary payment method doesn't have enough funds or encounters an issue, Microsoft Ads will attempt to charge any backup payment methods you've added.

3. Managing Payment Methods
Payment method prioritization: Microsoft Ads allows you to designate a primary, secondary, or backup VCC. If you add multiple VCCs, make sure to prioritize them as needed.

Automatic Payment Method Switching: If your primary VCC fails, Microsoft Ads will automatically try the backup methods in the order they were added.

4. Fraud Detection and Verification
Microsoft Ads may flag unusual activity if you add and use multiple VCCs in a short period, especially if they are from different providers or locations.

It's important that the billing information for each VCC is accurate and consistent with your account details to prevent flags for suspicious activity.

5. Billing and Transactions
Be mindful of how each VCC is charged. Microsoft Ads will try to charge the active VCCs for any ad spend, so you should ensure each card has adequate funds to avoid interrupted campaigns.

6. Account Policies
Compliance with Terms: Ensure that the VCCs you use comply with Microsoft Ads' terms of service and are legitimate cards. Using fraudulent or unverified cards can lead to account suspension.

No Limit on the Number of VCCs: There isn't a specific limit on how many VCCs you can use, but it's important to maintain transparency and avoid practices that may be seen as suspicious or violate their payment policies.

Steps to Add Multiple VCCs in Microsoft Ads:
Log into your Microsoft Ads account.

Go to "Billing & Payment" in the navigation menu.

Click "Payment methods" and choose the option to add a new payment method.

Enter the details for each VCC you want to add.

Once added, you can set the primary VCC and designate secondary or backup methods.

By managing multiple VCCs this way, you can ensure smooth transactions and flexibility for your Microsoft Ads campaigns.

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